27 Feb '17, 4am

Credit Cards In Singapore In A Soft Economy

Credit Cards (Shutterstock Image) MoneySmart.sg conducted its annual Credit Card Survey in November 2016 polling 839 respondents between 21 and 39 years old who are current Singapore credit cardholders. The number of credit cards owned per respondent declined from an average of five in the previous year to four. Vinod Nair, CEO of MoneySmart.sg shared that unsecured borrowing will decrease from 24 times to 18 times of one’s monthly income come June 2017. Probably one of the reasons, cardholders are cancelling under-utilised cards. MoneySmart Favourite Credit Card Three banks stood out in terms of top of mind recall, card ownership and preferred card providers with OCBC at 25%, Citibank 22% and DBS/POSB 14%. Red Packets from American Express American Express received the highest spike as a favourite credit card from 7% in 2015 to 13% in 2016, attributed to having the best c...

Full article: https://www.superadrianme.com/finance/credit-cards-singap...

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