28 Nov '16, 4am

Many people bought an investment linked policy that offers an attractive upfront bonus. They were attracted by...

Five years ago, many policyholders who invested in the Zurich Vista plan were unhappy with the policy. They were attracted by the high initial bonus, but were not aware of the high surrender charges when the policy was terminated. They had invested a large sum of money are were locked into a policy that gave them a poor return over the long run. You can read some of their in this blog posting. http://tankinlian.blogspot.sg/2012/07/zurich-vista-plan.html Recently, a policyholder sought my help on the AXA Pulsar policy. It also contained an initial bonus similar to the Vista policy. When I read the policy contract, I found that the Pulsar policy is similar to the Vista policy. I also found the policy wordings to be quite complicated and confusing. If it could confuse an insurance veteran like me, how can the ordinary policyholder understand the contract? The policyholder had...

Full article: http://www.tankinlian.com/Info/1256/Beware-of-ILP-policy-...

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