10 Aug '12, 12am

Do you agree that our HDB flat price are too high?...

I agree with the Minister for National Development Mr Khaw Boon Wan that Singaporeans should be prudent and avoid buying an expensive property on a long term mortgage loan, such as the 50 year loan that is introduced recently by a local bank. I urge the Minister to review the practice of pricing HDB flats and the financing terms offered by the Housing and Development Board and their partner banks. Many Singaporeans are paying for their HDB flats on loans that stretch to 30 years and require the income of both spouses to service the loans. Can these working people be sure that both of them can maintain their current jobs and earning capacity over a long period? The mortgage payments may appear to be affordable under the low interest rate of 2.6% per annum. The current low interest environment cannot continue forever. The mortgage payment will increase by a hefty 26% when th...

Full article: http://tankinlian.blogspot.com/2012/08/be-prudent-in-buyi...

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