30 Jul '12, 12am

Read my analysis of this policy, which is marketed actively by a large local bank. I am quite worried about the...

I wish to seek your advice on the MyRetirement policy by Aviva being sold in DBS. My wife and i are actively searching for places to grow our nest egg in order to retire comfortably. We were enticed into the DBS branch at IMM and it seem a deal too good to be true. It is a "8-pay" endowment policy whereby, we will have to pay monthly or annually a premium for a total of 8 years. After which, we will not have to pay any more and it is this period when we dont pay till our retirement age, 50, 55, 60, 65. It seems the later we claim back our policy, the lessen a premium we pay. Our policy was like, we pay monthly 833 for 8 years and we will get a payout of 1,000 monthly for 10years from 50-60, 55-65. there is also a lump sum payout after that. Can you help to advise if the policy is worth considering? If all these savings and endowments are not useful, can you help to point u...

Full article: http://tankinlian.blogspot.com/2012/07/myretirement-polic...

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