28 Nov '11, 1am

The Money Diary: My financial planner/insurance agent make bad money decisions!

The Money Diary: My financial planner/insurance agent make bad money decisions!

The ramification of bad financial decisions can be very lasting, and affects the well being of your family, yourself physically and mentally. If you make a bunch of bad decisions, came to terms with them, make sense of them, you can go on and write a book about them. Some financial advisors get into the industry not knowing much about financial planning and through the system teaches them about selling more than anything. Having a nice income makes you fall into the zone where you think you can afford a lot of things. When the crowd is doing a prevailing thing such as making dangerous financial decisions, you tend to irrationally follow the crowd, because it is safer to be with the crowd. Borrowing 100% and not thinking about the terms of the loan and what are the pitfalls. Borrowing against the house to finance their lifestyle. Their lifestyle exploded and on the hindsigh...

Full article: http://www.investmentmoats.com/budgeting/insurance/the-mo...

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