16 Jul '18, 7am

When Do You Need an Emergency Fund?

Emergency funds are for emergencies just as the name suggests. Most of us, at some time or the other do face emergencies. Such situations call for immediate funds. Many find it difficult to get sufficient funds at the right time for various reasons. A fund at such critical times will ease the existing financial burden. Some believe that an emergency fund is quite unnecessary. Since most people have access to credit, some feel that there is no need for a separate fund when credit lines can help at emergencies. But the fact is that credit lines do not work for all situations, and for everyone. There are situations when a fund would be quite beneficial when compared to a line of credit. Let’s check various situations that make an emergency fund a necessity. Loss of Job Loss of job is a major reason to have an emergency fund. Of course, you can use your credit card for your ex...

Full article: https://alvinology.com/2018/07/16/when-do-you-need-an-eme...

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