A professor wrote in to the newspapers. He clarified that the money is not lost by the customers of DBS but by the bank. He wrote that it is not correct to say that the bank reimburses the customers; the losses incurred are the bank's losses not the customers' losses because the custo...
Last year we lost 2 half days, this year we'll lose another half day :(( 2011 Christmas eve was on Saturday, 2011 new year's eve was on Saturday and 2012 Lunar new year's eve is on Sunday. However, there are opportunities for long weekends in 2012 if you take leave. Get 34 days of res...
If you've seen card tricks, you know that cards can "disappear" and "reappear" without you noticing. Money changers in Bali put those tricks to use with money. I went to a money changer that is just outside my hotel. Here's the picture of the money changer. I know it looks dodgy but a...
I spent New Year's eve in Bali, Indonesia. I had a view of the fireworks display, that stretched from Kuta beach to Legion beach, from the corridor of my hotel. After a 15 minutes, I got tired of watching and went back to my room. It was impossible to get any sleep because the firewor...
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I'm sure you know that the best way to get low prices for your holidays is to plan ahead and book early when there are promotions. Other than that, one other important thing to do is to buy travel insurance. You can get reimbursed should have to cancel your trip for certain reasons (l...
I am writing this post for my friend who asked me about brokerage fees for trading on the Singapore Exchange. Standard Chartered Singapore Terms & Conditions, FAQ Brokerage Fee for Online Transactions: 0.20% for standard customers (or 0.18% for priority customers). No minimum fee. Lim...
I've met some divers who collect tattoos as souveniors in the countries they visit. They will proudly point to each tattoo on their body and tell you in which country they got it. Then there are people who enjoy collecting "friendship" tattoos. E.g. when they travel overseas together ...
With the recent (almost daily) MRT delays and breakdown, many people avoided taking the train and travelled by bus or taxis instead. However, there are "flash" floods are Orchard area must leave you standed. Here's a picture of the situation outside the Singtel building at Somerset at...
I usually sleep off my illness and eat food such as tumeric, garlic, chilli and manuka honey to improve my health. But I had a holiday booked to Yogyakarta for Saturday. I had to get well fast! I went to see a doctor on Monday. I was diagnosed with the flu. I was given anti-biotics. I...
Stinkel is well-reputed for lack of system integration and proper record-keeping, resulting overcharging and bill shocks. I'm a victim! I had deactivated my 3G service a long time ago (I didn't even want to receive MMS because I had to pay exhorbitant rates for it). Because of the 11 ...
How much cash do you carry with you? I carry no more than $70 on normal days. I'll put a $50 note when I have about $20 left. With credit cards, ATM cards and Ezi-link card, there's no reason for me to bring a stack of notes around, except if I'm going to buy electronics at Sim Lim or...
While commuters were gasping for air in the dark, some fainted and had to go to the hospital for train service breakdown 3 times this week, SMRT chief executive Saw Phaik Hwa must have been enjoying her Christmas preparations at home or travelling in comfort in her limo. 3 times too m...
I think i have been spending too much time using digital devices. At work, I use a computer/laptop. After work, I use my iPad. At home, I am either using my computer or iPad. When I travel overseas, I have my laptop with me while in transit. Having an internet connection is useful but...
SPG's, CFM- and CMI-faces galore at Zoukout. People puking, wasted, peeing in the bushes. What's new? There were some pretty/sexy girls photographed there. I can understand why guys would pay $88 to see girls prancing around in their bikinis but surely the girls who paid to go there a...
and the use of scent to determine suitable mating partners. A recent study has shown that: - people sweat gives off personality clues (such as whether they are anxious, outgoing or dominant, etc), - people are able to make judgments about other people based on how they smell. I've sme...
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Why else would Facebook be so popular? I read a book on face-reading. The Chinese have practised face reading for decades (or centuries?). It seems you can guess a person's potential wealth, intelligence, health and relationship results from his/her face. Of course, we cannot draw con...
I don't like paying 20 cents for wet tissue paper or a few dollars for peanuts at restaurants. Even if I'm not footing the bill, I wouldn't want to make a friend or date pay for those. The people I've met before would pay for them without complaining (nevermind what they're thinking)....
Do you ever feel stressed at work and needing some fresh air? Sadly, there's no place for non-smokers to get "fresh air". All the outdoor areas with seats are smoking areas. If non-smokers like me want some fresh air, we'll have to find some place to stand and we'll be lucky to be sta...
one - I just needed a catchy title. It was just weekday lunch. I choose lunch because it feels non-committal and I can run back to work. You know I seldom worry about what people think of me. It's been a long time since I've felt this way... embarrassed! While I can overlook people's ...
It's pretty similar to results from previous years but that shouldn't really come as a surprise, right? It's not like the computer, keyboard, password and human brain were invented yesterday. We're not that much different year to year. The rankings were created by SplashData who gathe...
I'd been to Malaysia a number of times this year. Usually I would stay at Sunway Pyramid Tower Hotel near Shah Alam (where my client's office is) but this time it was fully booked. My colleague recommended Boulevard Hotel at MidValley Shopping Mall in Petaling Jaya. I didn't want to s...
There was a report in the newspapers today about homeless Singaporeans so who sleep on the streets. I know this is true because I've seen families sleeping at public places. And there are also families who live in tents along the beach. A friend who works in an employment agency told ...
While some people have taken the opportunity to tie the knot, 111111 has been uneventful for me. I spent my day commuting, working, have lunch with my colleagues, going to the pet shop, cleaning and washing. Nothing memorable. 111111 will never happen again. I am reminded of the imper...
At the check in counter at the airport, I asked whether I could move up to the earlier flight. She attendant said, "That flight is very full. It is better for you not to change flight." Either a flight is full or it is not. It can't be " very full". And what did she mean by it was "be...
My younger sister recommended me an app, Health Promotion Board's HPB Diet Tracker, to track your daily food intake. It's designed for Singapore so there's a list of local food to select from. I'm not a calorie-counter. I've never known how many calories there are in a certain type of...
"Are you on holiday?" the guy seated beside me asked. Take-off was delayed although all passengers were on board early. There was a long queue for the run way. We were on an early Monday morning flight. "No, I'm travelling for work," I answered. The plane was filled with business trav...
Do you get grouchy or feel faint when you're hungry? I do. How about going hungry because of someone's error? On Singapore Airlines, the staff forgot to give me my food! Then they forgot to give me a drink! Am I that small? Maybe not that small in size but I'm just another small fry. ...
I was looking forward to upgrade my iPad to iOS5 because of the split keyboard. I first saw the split keyboard on Win 8. Thank Steve, iOS 5 has it too. But was it going to be worth my time and effort to upgrade? So I googled the iOS5 features. The features are nifty (such as the notif...
