Passengers are angry about train delays and no updates http://sg.news.yahoo.com/anger-eurostar-suffers-delays-cancellations-053114217.html This can be solved if the train operators use this alert portal www.alertportal.sg/mobile It can be accessed with any smart phone. Currently, it i...
I suggest that the Land Transport Authority make it mandatory for customers to telephone for a taxi or wait at a taxi stand, rather than stop a taxi along the road. If taxis do not ply the road to look for customers, there will be reduced petrol consumption of petrol and less congesti...
It is quite disturbing to me to think that CPF Board could make such changes as it deems right and fit for the members. For those who have committed to the earlier 4 choices could not revoke the choice they made before these 2 current plans to be implemented in 2013. What about those ...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
Britain has decided that they have to regulate the ratio of nurses to patients in hospitals. This is to ensure that there is a satisfactory standard of care. It illustrates the need for the regulator to step in, rather than leave such matters to be decided by the market. http://www.to...
Switzerland has an interesting system of conducing referendums for their citizens to give their views. Here are the results of a recent referendum about getting 6 weeks of paid holidays in a year. The citizens rejected this proposal, to ensure that their firms can continue to be compe...
Malaysia has decided to set a minimum wage of M800 to M900 per month, depending on location http://www.todayonline.com/World/EDC120313-0000053/KL-sets-minimum-wage-between-RM800-RM900 Two weeks ago, there was a report in the newspaper that employees had complained that a minimum wage ...
In spite of an uncertain global economy, the Straits Times Index gained 12% during the first two months of 2012 and gave a dividend yield of 3.7%. Who would have thought that the stock market could be robust? This shows the importance of investing for the long term, and not speculate ...
I drove to Thomson Plaza at 10.15 am to visit the bank. It was a pleasure to see many vacant spaces in the car park. I park the car, carry out my transaction with the bank quickly and lefe the place within 10 minutes. It has been a long time since I had this feeling of leisure, of not...
Read this interesting article. I am interested to do 2, 3 and 7 and look for people who want to participate in these exciting projects. http://www.businessinsider.com/paul-grahams-advice-for-startups-2012-3#ixzz1orLvRoOw 1. A better search engine. Google was once an awesome search eng...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
Read this article about the businesses of the future: http://www.businessinsider.com/paul-grahams-advice-for-startups-2012-3 I wish to look for developers who are experienced in VB.NET to work on a full time job, or on projects. I can also provide training to school leavers who have l...
I refer to this article about the use of the term "Bangla" http://theonlinecitizen.com/2012/03/tnp-accused-of-racism/ I agree with the Editor of The New Paper that they use this term as a shorter form for Bangladeshi, which is too long for a newspaper headline and it was not intended ...
I welcome the recruitment of more police officers as there was inadequate manpower in recent years to to police a larger population. http://www.todayonline.com/Singapore/EDC120311-0000007/Over-2,100-officers-to-be-recruited-by-Home-Team From my observation, we also need to have more p...
I am impressed with the leadership shown by the Malaysian Prime Minister, Najib Razak. He has abolished the Internal Secruity Act, settled the bilteral issues with Singapore and also cooperated with Singapore on the development of the Iskandar project in Johore. I wish him all the bes...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
I receive a letter from a big name law firm with a claim that gave the impression that I have infringed that patent belonging to the client. The letter suggested discussion about "licensing arrangement". I consider that the law firm had made the "request" without any basis and did not...
Lawyers are professionals who practice the law. The law in any country is intended to uphold justice and achieve an honest and law abiding society. We expect lawyers to set a good example in honesty, ethics and observance of the spirit and letter of the law. I have seen many examples ...
Direct Asia explains their approach towards No Claim Discount on motor insurance and also the practice of the market. A policyholder will lose the NCD when he reports an accident and is assessed to be liable for the accident, whether or not a claim is actually received. However, if he...
From 2013, the Government will be offering only two plans under CPF Life, instead of the four plans that are available now. I agree with this approach, as the public found it difficult to choose between the four plans. There are still a lot of doubts with the two plans, i.e. the dimin...
The standard of honesty has deteriorated in Singapore over the past two decades. Many people are not able to tell the difference between honesty and dishonesty, as the drive to make more money, i.e. greed, seem to have taken the top priority. Here are the different levels of dishonest...
I wish to enquire about the application of No Claim Discount. I understand that the NCD is reduced on renewal if there is a claim lodged against the policy during the period of insurance. If the policyholder makes an accident report but does not make any claim (and there is no claim f...
Military service for Swiss men is obligatory according to the Federal Constitution, and includes 18 or 21 weeks of basic training (depending on troop category) as well as annual 3-week-refresher courses until a number of service days which increases with rank (260 days for privates) i...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
I wish to give my views on the points raised in some of the letters published in the Forum Page. 1. Mr. Anthony Pragasam said that higher fuel surcharges imposed by Singapore Airlines penalise passengers who redeem frequent flyer points. While I agree with Mr. Pragasam's point, I also...
I have followed your blog since your presidential election bid last year, you come across as an honest and outspoken individual with unique views and solutions. I wonder if you have seen the rise in jewelry and pawnshops in singapore in recent years, just along AMK central there are 4...
Quote: Obama's test of economic fairness is whether a person working hard at a full time job is able to set up a family, send his children to college and retire properly. I think Singapore fails this test miserably - a large segment of our population will not have enough to retire pro...
This is the annex taken from the MOM media release. It shows the payout under the revised CPF Life scheme to be implemented from 2013. I will be writing about the projected yield under these plans.
Here is a common situation encountered by motorist in Singapore. If you have been driving for many years, there is a chance that you might encounter it personally or know of a friend who has met with this event. Motorist X was involved in a minor accident with another vehicle driven b...
