I delete comments that are downright rude, insulting or defamatory from my blog and Facebook. The people who wrote these comments do not know how to be courteous or respectful. They think that it is their "freedom of speech" to insult other people, and to do it while remaining anonymo...
A few days ago, I was walking to the bus stop to take a bus to my office. I saw a NS man waiting on the road-side to stop a taxi, but none was available. As he was outside a camp, he must be getting home after the camp training. I thought that it would be good for the NS man to learn ...
Here is a photo of a public toilet that requires the user to pay an entrance fee of 10 cents. If you do not have any 10 cents coin, bad luck to you. You better find someone willing to give you change. I do not know if the gate accepts $1 coin. If it does, it will certainly not give yo...
I am saddened by the decision taken by the leaders of the Workers Party to expel Yaw Shin Leong from the party. I do understand the difficult and complex issue that the leaders had to deal with. I am sure that they have taken the decision in the best interest of their party and the fu...
Also speak up for the consumers who kenna conned by insurance agents and their company. If you see a crime about to be committed or committed, speak up. Be a whistle blower in your company when you see your fellow agents committing unethical practices.We all have a duty to our fellow ...
everyone has his/her dreams or expectation. every place also has its own charm and misery. it is not as simple as i just move to a place where i can get better pay and at the same time own your house. for me , i am more realistic, live within your means. of course , it is perfectly ok...
Eating humble pie, under threat of a sledgehammer slamming down on you is the only way out, else Alex would face the same fate as J.B. Jeyaretnam, Chee Soon Juan and the rest - all sued to be made bankrupt, jailed or be chased out of Singapore. Still stick to the same old formula to s...
Speak out for people who are down Singapore among the world's most expensive cities Alex Au withdraws comment about K Shanmugam An inspiration - Susan Boyle Video - taxi automated booking system Message from unhappy customer of Zurich Vista plan... How doctors treat themselves Taxi bo...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
What keeps such a risky and consumer unfriendly proposition in the market, is the way it is sold. Zurich's resellers - at least the ones I encountered - are disguising themselves as highly trained financial experts. They will very smartly sell you the benefits, without highlighting th...
Yes, especially many US specialists will not mindlessly pursue all kinds of treatments just to prevent dying. At most 1 or 2 rounds of treatment. If still no help, they will rather spend the remaining precious time with their family and close friends, to settle final affairs, while st...
Speak out for people who are down Singapore among the world's most expensive cities Alex Au withdraws comment about K Shanmugam An inspiration - Susan Boyle Video - taxi automated booking system Message from unhappy customer of Zurich Vista plan... How doctors treat themselves Taxi bo...
@ "May I politely point out that they is a past rumor of an extra marital affair involving another political leader, more powerful than Mr. Yaw, but the rumor did not surface in the mainstream media." I read with interest letters in ST Forum with arguments coming from both ends. E.g. ...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
I have written a reply to the Straits Times on the points raised by Ms. Christine Lim. I will publish my letter in this blog in a few days time. It will address the issue raised by Ms. Lim and other Singaporeans who share her point of view. I wish to let them know that they can see ma...
Sent to Today paper on 9 February, but not published. The Prime Minister has announced that the CPF contribution rate for older workers will be increased gradually. I urge the Prime Minister to take the bold step and revert to a flat rate of CPF contribution for all employees, regardl...
Dear Sir, I saw on your blog that you were looking for unhappy Vista customers. I am one of them. Although it was my responsibility to find out the terms and conditions, it is only now clear to me know how much I am really paying for relatively little result. I have moved out of Singa...
We need a solution to provide facilities for the elderly. Alex Au writes about some ideas. They are worth reading. http://yawningbread.wordpress.com/2012/02/12/government-fights-lonely-battle-for-eldercare-centres/ How can we provide facilities for the elderly and meet the concerns of...
Hi , I am a student, from polytechnic. I had bought a pruflexicash policy. And I found out that the sum assured is only $10,500. And I pay $77 monthly. Is it really worthwhile to continue with this policy? I had already bought this policy for 8 months. I asked the student to tell me h...
This article relates an incident of a person who was assaulted. He found that the Police did not have sufficient manpower and professionalism to carry out the investigation. He had to do the investigation on his own. During the past years, I have also observed several incidents where ...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
There is a difference between the operations of a pension fund and a provident fund. A pension fund promises fixed benefits to the pensioners and may face a deficit when the value of its assets fall below its obligations. This is explained here: http://www.cnbc.com//id/45307724 In a p...
It is important to define what is meant by "private lives". In cases where people have jobs with normal working hours, the boundaries are usually clear between their private lives and their work. The bus driver becomes an employee when he starts his working day and reverts to being a ...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
I retired from NTUC Income on 28 February 2007, after heading this cooperative for 30 years. I now run a consultancy company. See www.tankinlian.com. I write this blog to give my views on insurance, investment and financial planning for the benefit of consumers. You can contact me at ...
The Prime Minister has announced that the CPF contribution rate for older workers will be increased gradually. I suggest that the PM take a bold step and revert to a uniform contribution rate to all workers, regardless of age. Older workers who are not productive (due to age) has alre...
It is sad that our education system has produced people who act in a selfish manner, as explained in this article. http://singaporedesk.blogspot.com/2012/02/selfish-reasons.html This is the outcome of a competitive model. By stressing "excellence", we encourage our young to compete at...
Most of the political leaders and top civil servants in Singapore were scholars. They were brought up in a competitive school environment and did well in their studies to earn scholarships. They were placed into top positions and saw the world from their perspective. I thought of the ...
Facebook is worth over USD 100 billion, according to analysts who are forecasting the results of the IPO. I do not find the business model of Facebook to be sustainable. I expect that their value will fall sharply over the next few years. I do not see how they can find a revenue strea...
Groupon shares plunge after posting disappointing financial results http://money.cnn.com/2012/02/08/technology/groupon_earnings/index.htm?section=money_topstories&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmoney_topstories+%28Top+Stories%29 I find that their busi...
