13 Mar '17, 7pm

Pay like a local overseas with the DBS Multi-Currency Account and DBS Visa Debit Card with no foreign exchange fees

Pay like a local overseas with the DBS Multi-Currency Account and DBS Visa Debit Card with no foreign exchange fees

Some websites allow you to convert your foreign currency purchases to SGD so that you settle your bill in SGD. Do not agree to that conversion! By choosing to pay in SGD, your payment will undergo a process called Dynamic Currency Conversion (DCC) which will incur even higher charges of between 7% to 15% . This can also happen with offline over the counter transactions – do not agree to pay in SGD or you will be charged DCC too! The problem with all these fees and charges is that you don’t see it when you pay for your purchases so you will be in for quite a shock when you see in your credit card bill how expensive your overseas/online purchases has become.

Full article: http://www.passportchop.com/travel-articles/dbs-multi-cur...

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