28 Aug '16, 3am

Should I buy Term or Whole Life Insurance?: Should I buy term or whole life insurance? Which is better? Which is…

Should I buy term or whole life insurance? Which is better? Which is cheaper? The debate about term insurance vs. whole life insurance policies wages on. On one side of the fence, you have financial bloggers like yours truly and folks at DIYInsurance championing term insurance; on the other end stands the industry, insurance agents, and many more numbers. Insurance isn’t the easiest topic to comprehend. When I first entered the working world, I didn’t know a thing about insurance – all I knew was that it was something I needed to buy. All the terms and calculations were too complex for me, so I decided to take the easy way out and simply go with what my financial adviser recommended. That product was a investment-linked plan (ILP), and I’ve paid over $3000 in premiums for my folly. After becoming a finance writer and understanding the inner workings of the …

Full article: http://thefinance.sg/2016/08/28/should-i-buy-term-or-whol...

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