29 Jun '16, 3am

How to Reduce Personal Debt?

I know that most people will pay the one with the highest interest or the one with the highest amount first. After paying for some months, we may start slowing down in our payment as we did not see much success after paying for a long time. Our mind remembers the number of cards/loans that is outstanding but normally will not be able to remember the outstanding amount. That’s why most people will get tired of paying after a while. Thus they will be still in debt after many years. Our human mind needs motivation and by reducing 1 card at a time will help to motivate our mind and this will create consistency in our actions. Try this method and you will realize that you will be able to clear off all your personal debt very soon.

Full article: http://singaporedaily.net/2016/06/29/how-to-reduce-person...

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