30 Apr '16, 12am

What You Need to Know about Your Housing Loan in Singapore: Housing loans are ubiquitous in the world of finance…

Housing loans are ubiquitous in the world of finance and real estate. Homes cost money – a lot of it – and the majority of us don’t have the money to lay down all at once. Thus, loans and mortgage systems are put in place so everyone can get the chance at their dream home, under the condition that they pay off the total cost of the home with a yearly interest rate in exchange for living in it on a down payment. While that’s the basic gist of any home loan or mortgage in the world, there are subtle yet crucial differences in each country. Singapore, for one, has its own set of rules and regulations surrounding home loans and its unique situation with subsidized housing. How Do Housing Loans Work? A home loan is offered through a credit union or bank, for the purpose of buying …

Full article: http://thefinance.sg/2016/04/30/what-you-need-to-know-abo...

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