31 Jan '16, 6am

30-Year HDB Loan? A 5-Years Milestone: How time flies. It has been more than 8 years since I have applied for my…

How time flies. It has been more than 8 years since I have applied for my HDB apartment and almost 5 years since I have collected the keys. While these are personal milestones, perhaps let me take the chance to show you the grass on the other side. Whether or not you think they are green enough, it is up to you. Shorter Or Longer HDB Loan? It is rather common to hear cases where couples would rush to pay off their HDB loan in 10 years or less, utilizing every single cent of CPF ordinary account. In an alternate universe where people don’t choose to pay off their HDB as soon as possible, I had opted to stretch my loan to 30-years for reasons of my own. I seldom reveal exact numbers and figures, but I can still give a rough idea of where I stand now. My HDB loan …

Full article: http://thefinance.sg/2016/01/31/30-year-hdb-loan-a-5-year...

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