22 May '12, 11pm

I want to be rich but I don’t want to save too much!

“Fifty six percent of 18-34 yr olds say they’re saving $0 for retirement! (via cnnmoney.com) How can young investors be encouraged to think long term?” The answer is really easy. To get young adults to think long term, they should strive to be lazy and spend more of their income during their lifetimes. Who wants to scrimp in their 20s, 30s and 40s, so they can have bucket loads of money in their 60s, 70s and 80s? What a waste. I’m talking about spending more money during a working lifetimes AND ending up with more money for retirement. Here’s an example: Joe Smith studies law in college. He becomes a lawyer at age 26, but he doesn’t know how to be lazy. So he spends the money he makes. OK, this might not make sense if you’re a “worker” who’s used to his or her nose on the grindstone, but stay with me. Joe starts saving at age 40 for his retirement. And he socks away $2000 ...

Full article: http://www.investmentmoats.com/investment-advice/i-want-t...

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