31 Dec '13, 11pm

@EricEllie @unmesh111 @AnkurSavant @Marre912 @itokragaN @bombayblue Start by making a decision to build wealth

I have decided to add my 2 cents. I am in my 50s and happy with my financial planning to date. I would like to share what has worked for me. (1) I am a non-graduate and have been working happily in the same Singapore company since graduation. My wife was a full time homemaker till my children were old enough to care for themselves. I was the only incomer earner for almost 20 years. (2) We don’t own a car, live in HDB flat (got our second HDB flat few years ago, fully paid for using CPF) surrounded with amenities. My family lives simply and happily with the basic necessities. (3) I am a saver but not a Shylock. My family goes on a holiday once a year lasting 7-15 days. This is our only major annual expense. (4) I keep track of my Income / Expense and a chart that goes by year showing major future expenses e.g. my children’s education. For each child, I bought $100k educatio...

Full article: http://www.investmentmoats.com/wealth-building-2/my-best-...

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