30 Sep '13, 3am

This post “UK Financial Services Competition not working, same like Singapore” first appeared on...

Engage a professional financial planner to check existing products bought on whether is it suitable or not. Do not wait 35 years later only to discover it was the wrong product purchased. The informational asymmetries can never be completely close simply because it is impossible for a layperson to have all the knowledge. Not only acquiring knowledge is required to bridge the gap, but having the experience is also important. However, if one would to stick with simple products, the informational gap may not be as wide as it seems. Therefore, avoid complex products. Improve one’s financial literacy. In Singapore, financial literacy is almost zero. This is so frustrating. Recently there was some complains on why NTUC Income’s Dependent Protection Scheme refuses to pay out despite the life assured becoming incapacitated from waist down. It appears that everybody thought DPS is ...

Full article: http://www.wilfredling.com/content/view/1748/9/

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