13 Oct '11, 10am

What to look for in an endowment policy

At the CNA program on financial planning, a panel speaker said that consumers should look at the guaranteed and the non-guaranteed portion of the benefits under an endowment policy.This is only partly true. The consumer should also look at the following figures (available from the benefit illustration): a) The distribution cost b) The effect of deduction. The consumer will be shocked that the distribution cost is usually more than one year’s premium. What is this figure? It is the amount taken from your savings to pay the insurance agent. Imagine that you work hard to save $6,000 a year. Do you want more than $6,000 of your savings to be taken away to pay the agent? What does the agent do for the consumer to earn such a large sum of money? Frankly, the agent does not help the consumer to get a higher yield. The consumer can get …

Full article: http://thefinance.sg/2011/10/13/what-to-look-for-in-an-en...

Misa Amane Look

Misa Amane Look

bubzbeauty.com 14 Oct '11, 5am

Here is my first Halloween Tutorial! Yeyyy! Death Note is one of my favourite anime because it's probably the only anime t...

Taking a Look at Demand Response's Bright Future

Taking a Look at Demand Response's Bright Future

greenbiz.com 13 Oct '11, 12pm

Nature of Business radio, created and hosted by Chrissy Coughlin, is a weekly show on business and environment. This week'...

How Blue State Policy is Greening Up Red States Too

How Blue State Policy is Greening Up Red States...

cleantechnica.com 13 Oct '11, 5am

A legislative task force in very red state South Dakota recently proposed changes favoring wind farm construction (tip fro...

Verisign withdraws its request for Anti-Abuse D...

domainnews.com 14 Oct '11, 6am

Verisign withdraws its request for Anti-Abuse Domain Use Policy Friday, 14 October 2011 06:14 Domain News Tweet Share Veri...

Can the common agriculture policy save England's green and pleasant land? - The Ecologist

Can the common agriculture policy save England'...

theecologist.org 11 Oct '11, 3pm

The fate of England's grasslands hangs on reforms to the EU's common agricultural policy (CAP), which is still the single ...

Energy Efficiency Policy After ARRA--Access to ...

greenbuildinglawblog.com 11 Oct '11, 2pm

Email This Print Comments Trackbacks Share Link My loyal readers may have been surprised (or relieved) by my hiatus from p...

[Daily Blog Reads] Skin79 Lovely Girl BB Cream: Look of the Day!

[Daily Blog Reads] Skin79 Lovely Girl BB Cream:...

yinagoh.blogspot.com 13 Oct '11, 1am

i don't think i need to introduce Skin79, it's one of the leading brands of BB cream in the world, and i remember back in ...

The Man of Plastic: Filipino fan undergoes plas...

straitstimes.com 11 Oct '11, 1am

MANILA (AFP) - A Philippine man obsessed with Superman has gone under the knife in a bizarre attempt to transform himself ...

Surprise! Europe’s climate policy is working:

grist.org 10 Oct '11, 4pm

According to figures released today as part of the European Commission's annual report on its progress to meeting its Kyot...

Stephanie Lim: look at the starrs, the color shines for youu

Stephanie Lim: look at the starrs, the color sh...

stephiielim.blogspot.com 11 Oct '11, 6am

From late night drinking by the highway in a sexyy convertible while talking about life with someone, to random trips up t...

A Critical Look at Mayor Bloomberg's PlaNYC, Fo...

A Critical Look at PlaNYC, Four Years After Its Launch In 2007, Mayor Bloomberg introduced his sweeping initiative to gree...

Across the pond: A look electrified vehicle sales in France

Across the pond: A look electrified vehicle sal...

green.autoblog.com 10 Oct '11, 1pm

HYBRIDES ET ELECTRIQUES REPRESENTENT ENVIRON 1 % DU MARCHE 7 octobre Les ventes de véhicules à essence ont progressé de 4,...

Latest: HTC Rhyme First Look

tech65.org 08 Oct '11, 5am

A weird, passionate geek for technology with an undying love to pick at every flaw that will hopefully improve technology ...

Latest: HTC Radar First Look

tech65.org 08 Oct '11, 3am

A weird, passionate geek for technology with an undying love to pick at every flaw that will hopefully improve technology ...

An Eagle, A New Look for Solar & Other Scenes from the Greenbuild Expo

An Eagle, A New Look for Solar & Other Scenes f...

greenbiz.com 07 Oct '11, 12pm

The Greenbuild Expo never fails to fascinate me as companies and other exhibitors vie for the attention of footsore conven...