07 Oct '11, 11am

Winter is coming

I’m seldom stressed about my financial situation because I don’t really spend a lot and I save a major portion of my income. However, recently I’ve been trying to think out of my financial situation. Without giving specifics, I think I might have spent too heavily on both the COV of my resale and the renovation part. The COV of the resale cost me 40k and I don’t even know what I’m paying for. At least for the renovation, I can see something tangible. COV? It’s just an excess value above whatever valuation they come up with. It’s something that I can do without. But this is Singapore – to get a flat fast in a matured estate, that is the price to pay.

Full article: http://thefinance.sg/2011/10/07/winter-is-coming/

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