30 Sep '11, 3am

Commissions And Cost Of Insurance

Commissions And Cost Of Insurance by Lau on September 29, 2011 Some things I picked up to share while reading through the insurance benefit illustration and product summary: “- Total Distribution Cost This shows the total costs the company may expect to incur. These costs include cash payments in the form of commission, cost of benefits and services paid to the distribution channel.” Extracted word for word, this shows the commission paid to the agent. A look at the information provided works out to be about 80% of the first year premium and 20% for the remainder of the plan. Essentially, about 1 year premium is lost to commission. (Ok, noted, I can save 1 whole year of premium if I cut out the agent’s commission) “- Effect of Deduction This is the accumulated value of the deductions for the cost of insurance and expenses.” Basically, this is the company’s revenue! From th...

Full article: http://thefinance.sg/2011/09/29/commissions-and-cost-of-i...

Insurance plans: Which are best for your family...

todayonline.com 23 Sep '11, 9pm

When it comes to planning for our families in the event of our untimely death, it seems that Singaporeans are grossly unde...

Global Warming Could Cost Canada Billions, Stud...

green.blogs.nytimes.com 30 Sep '11, 11am

A report by an advisory board to the government of Canada estimates that the effects of global warming will cost the count...

Green Blog: Global Warming Could Cost Canada Bi...

green.blogs.nytimes.com 30 Sep '11, 11am

A report by an advisory board to the government of Canada estimates that the effects of global warming will cost the count...

If you drive a car, you have the risk of facing...

tankinlian.blogspot.com 30 Sep '11, 5am

A consumer approached me on this problem. He had a minor accident 8 months ago. He decided not to make any insurance claim...

Estimating Geothermal Cost and Payback

thedailygreen.com 26 Sep '11, 1pm

Geothermal HVAC by Jay Egg and Brian Clark Howard. related articles By Brian Clark Howard With a geothermal heat pump, you...

Estimating Geothermal Cost and Payback - Daily ...

thedailygreen.com 26 Sep '11, 1pm

Geothermal HVAC by Jay Egg and Brian Clark Howard. related articles By Brian Clark Howard With a geothermal heat pump, you...

Chu: Solar Power on Track For Cost Parity With Fossil Fuels

Chu: Solar Power on Track For Cost Parity With ...

cleantechnica.com 26 Sep '11, 9pm

R&D is key to Chu’s vision because technological advances can drive costs down, as evidenced by solar power’s march to cos...

[2of2] to Balance Solar Performance & Cost

[2of2] to Balance Solar Performance & Cost

cleantechnica.com 28 Sep '11, 8pm

On improving the efficiency of a colloidal quantum dot solar cell, researchers from the University of Toronto, King Abdull...

World's largest renewable diesel refiner says c...

green.autoblog.com 28 Sep '11, 9pm

Currently, most hydrogen is produced primarily for specific industries (such as the oil/fuel, and pharmaceuticals, and oth...

New scam on motor insurance claim

thefinance.sg 02 Oct '11, 1pm

A consumer approached me on this problem. He had a minor accident 8 months ago. He decided not to make any insurance claim...

Plug-in trucks are more cost-effective than plug-in compacts?

Plug-in trucks are more cost-effective than plu...

hybridcarblog.com 26 Sep '11, 6pm

Plug-in trucks are more cost-effective than plug-in compacts? If the Silverado hybrid can't buzz, can adding a plug help? ...

How financial advisors can trick you into signi...

tankinlian.blogspot.com 23 Sep '11, 7am

A consumer came to see me about her investment. She wanted to invest her salary for retirement. A financial adviser sold h...

Haute-Couture CSR: The True Cost of Luxury is Not on the Price Tag

Haute-Couture CSR: The True Cost of Luxury is N...

triplepundit.com 23 Sep '11, 9am

London Fashion week kicked off last Friday and the New York Fashion week is going on this week. Every designer that matter...

EDF Climate Corps Fellows Find $650 Million Worth of Operational Cost Savings

EDF Climate Corps Fellows Find $650 Million Wor...

triplepundit.com 26 Sep '11, 3pm

Climate Corps fellow from the University of Michigan MBA program, Pia Jean Kristiansen’s work with McDonald’s will result ...

Installed Cost of Solar PV Systems in the U.S. ...

renewableenergyworld.com 23 Sep '11, 2pm

The reductions reflect the drop in both the cost of PV modules as well as non-module costs such as installation labor, mar...