19 Sep '11, 4am

Tan Kin Lian suggests a social insurance scheme

My friend asked me to help publicise an appeal for a little girl called Chloe who has a rare disorder called Pompe Disease and needs $200,000 to $300,000 a year to be treated. This is a lot of money and is likely to be beyond the means of compassionate, ordinary people. This issue raises the following questions: Should something be done to help people like Chloe who are borne with a rare disorder? Should the state take this burden from the parents? Can a solution be found using private insurance? I must first rule out private insurance as most people are not likely to take up insurance against the unexpected and undefined risks of life - until it happened. There are other problems associated with the profit motive of insurance companies, leading to dispute on claim settlement or unfair rejection of legitimate claims. The best approach is through social insurance, i.e. insu...

Full article: http://tankinlian.blogspot.com/2011/09/social-insurance-t...

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