16 Aug '11, 11am

Independence, Ethics and Competency

Independence, Ethics and Competency by Seth on August 16, 2011 Having experienced both a tied agency environment as well as an Independent one, I can proclaim that the Independent distribution model is still the best for clients. As I have read in an online forum, “all good financial advisers are IFA”, which reflects my sentiments. The person who wrote this line also quickly followed up in the same sentence – ” but not all IFA are good financial advisers”. This cannot be further away from the truth. One would be hasty to conclude that his adviser is a good one just because he is Independent. On the same online forum, I recently discovered that even an IFA representative does not even know the difference between a rider that pays a Total and Permanent Disability (TPD) benefit from Disability Income Insurance! Such a mistake is easily made by a layperson. This is perfectly u...

Full article: http://thefinance.sg/2011/08/16/independence-ethics-and-c...

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reelseo.com 18 Aug '11, 5pm

Of course I respectfully disagree. I think the language in this pledge allows for pretty much all of what you listed, save...