29 Mar '13, 6am

"Buy it if you can afford it": "Buy it if you can afford it." This is what many people would advise if I share...

"Buy it if you can afford it." This is what many people would advise if I share with them my dilemma over buying something. But what is the criteria for being able to "afford" something? Does it mean having the ready cash to pay for it in full, being able to pay for it by installment, or taking a loan being able to make the monthly repayments? What does "affordable" mean? For example, if I want to take a vacation, I would ask myself whether I'm able to pay for it in cash and not. If the answer is yes, I'm still not fully convinced. I would ask myself whether the money should be saved for a rainy day, saved to be invested in the future, saved so that I can retire earlier or could be better spent on buying something which my family or I want (not need because I can't think of any items which we are in real need of). So even if I can afford it, it may not necessarily be affor...

Full article: http://yu-kym.blogspot.com/2013/03/buy-it-if-you-can-affo...

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