18 Mar '13, 4pm

Tips to Make Your Home Loan Application a Breeze

Always try to maintain a good credit history as some credit-related information is collected by the Credit Bureau (Singapore) and released to credit providers on the Bureau when you apply for a loan. Avoid making late payments or defaulting on any loans with a financing institution, as these will give you a poor credit score, which will lock you out of loans with the best interest rates (as many banks may decline to offer you a loan). The credit report of the Bureau shows the account status history on all the credit facility you have on a rolling 12-month basis. For closed accounts, the status history of the last 12 months before account closure is made available. If you have been making prompt payments for all your credit facilities in the last 12 months, you will be assigned the best score of 12 “AAAAAAAAAAAA”.

Full article: http://thefinance.sg/2013/03/19/tips-to-make-your-home-lo...

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