09 Mar '18, 8am

[Mothership] Serious questions we have on this new insurance co-payment thing

Health Minister Gan Kim Yong, at this year’s Committee of Supply debate, has explained the problem full hospitalisation insurance coverage poses – it encourages the “buffet syndrome” (over-consumption from some patients), and “unnecessary treatment”, which results in over-charging/servicing from certain doctors/healthcare providers. This, in turn, causes healthcare costs to spiral upwards and the knock-on effect of making medical insurance premiums creep upwards and out of reach of people. The days of claiming insurance for your full hospitalisation fees are all but over Gan said that co-payment plays a role in “ensuring our healthcare system is sustainable: by emphasising personal responsibility in healthcare, by encouraging service providers to focus on appropriate and cost-effective interventions, and nudging patients to make prudent decisions in healthcare services”. T...

Full article: https://mothership.sg/2018/03/serious-questions-we-have-o...

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