Over the weekend we had a blitz of innoculations at the House of Smoot, when The Grandma decided in a burst of enthusiasm to innoculate The Daughter against a host of childhood diseases. In a second wind of enthusiasm, it seems she also innoculated The Son against chickenpox. And herpes. HERPES. So now we have a 4-year old in the house who is immune to HERPES.If the news gets out, people will start to wonder if The Husband and I have a dirty little secret. Which, as far as I am aware, given that we have both gone through the horror of medical checkups recently, I believe we still don't.In other news, I watched in horror as my credit card debt ballooned from S$142.87 to S$400, reflecting a 280% increase. I called the bank and waited on hold for about 3 minutes, while listening to their jingle about "flexible rates, flexible loans". Indeed. After much discussion, and after all the blood in my body had risen to my head and neck, they reluctantly agreed to waive what they themselves called "the penalty charges". A little bit of legal irony there, since it is well-established law in Singapore that penalty charges are unenforceable. Perhaps I should not have put it so exclusively. It is well-established law in Commonwealth countries generally that penalty charges are unenforceable. But it appears my bank (the world's local bank) is bulletproof. I would cut up the card, but I don't want to ruin a good pair of scissors. I will attend at the bank this evening to pay my S$142.87 and use their scissors instead.