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about 3 hours ago
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If something is too good to be true…

Rants

It usually IS too good to be true.

about 3 hours ago
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mrbrown goes to YOU... powered by Citi!

Here's a video of my day Ngee Ann City Civic Plaza checking out a carnival organised by Citibank. I tried to find ways to spend the points on my special card on the food and games!

about 5 hours ago
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Alvinology goes to Shantou – Day 3 of 5

foodie
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On the our third day in Shantou, we went to Puning City (普宁市) in Jieyang (揭阳) in the morning. Rachel and I got to ride in one of the VIP’s BMW, thanks to my boss, Chim Kang.

Rachel and I inside the BMW

The first activity for the day was to head to one of the local government’s banquet hall for another opulent feast. Nicholas, Rachel and I decided to skip this banquet as we were still full from our heavy breakfast at the hotel. We also wanted to take a breather from the straight-laced official itinerary.

The three of us explored the local market nearby and were captivated by the vibrant sights and sounds. We bought some local tidbits to bring home and then had a simple lunch at one of the street stalls. It was just porridge with some vegetable and meat dishes, but it felt good to eat normally for once.

On the street of Puning

We were on a street with lots of[...]

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about 5 hours ago
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Untitled

I have too many things to do



Our dragon boat Captain decided to pursue his career elsewhere and has tendered his resignation. His duties of "bao sua bao hai" have been passed down to me.



On one hand, I love the challenge of motivating the team and helping to build the strength of the team, numbers wise. On the other hand, I think I will be very, very tired this year. A number of oncoming projects (work wise) are heading my way.



Meanwhile, i am still doing a lot of meddling with people's lives like introducing single girlfriends to single (or divorced) boyfriends, forcing people to lose weight cos they're really fat (and single), telling people they should get insurance in case they get hit by cars driven by mad drivers, etc.



I am also very proud to say, from Nov till now, I have lost 4 kilos, 2 inches and 5% fat percentage.



And I'm going for more =)



Wish me luck!

about 5 hours ago
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Need for stronger regulation

I spoke to a professor in a UK university who was previously an actuary working in the insurance industry. He told me about the background of the regulatory environment and the mis-selling over the past decades.



For many years, the authority in the UK regulated the sales process, disclosure of information and expected financial advisers to observe  ethics and professionalism. It did not work. Many agents sold bad products to their customers to earn high commisison. The regulator imposed heavy fines on the financial institutions  but it still did not solve the problem.



The regulator has finally decided to ban the payment of commission to agents. This will take place in the near future.



Singapore followed the UK approach in regulation. But the authority in Singapore did not impose the heavy fines on the institutions for mis-selling. The situation is quite bad in Si[...]

about 5 hours ago
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False hope

I spoke to an investor in a land banking product. He has invested for nearly two years and is still waiting for his  invested sum to be returned to him. He has not even collected the interest payment of 12.5%. He has since lost his job and his money is tied up in this investment. He has been promised a few times that the company is finalising the sale of the land and expects to repay the investment in the near future. It never materialised but he still remained hopeful and naive.



He is reluctant to lodge a complain with the authority or talk to the newspaper as it might cause the company to collapse. He still harboured the hope that his money will be repaid to him in the future. He even hoped that the company would be successful in the sales to new investors, so that they can collect the money to repay him. This is a selfish attitude, which reflects a shameful char[...]

about 6 hours ago
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Sylvia Lim: Tier electricity pricing to favour small consumers

Singapore

While offsets to low-income households will be useful while it lasts, an additional idea is to have a tiered system of pricing electricity in favour of small consumers. The fundamental idea is for a threshold level of power consumption by households to be determined. Households consuming less than the threshold level will enjoy a low tariff charge. With increasing consumption levels, the tariff escalates. The higher tariff collected in the upper tiers can be used for 2 purposes: to cross-subsidize the first tier tariff, and to encourage all households not to over-consume electricity.

about 6 hours ago
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More than 4,000 Singaporeans have registered their interest in migrating to New Zeland

Negaraku Brunei Darussalam, 15 Mar 2010SINGAPORE, March 15 (NNN-TODAY) — It is often said Singaporeans are in demand by other countries. And if figures from a pilot project by Immigration New Zealand (INZ) are anything to go by, Singaporeans are just as interested.INZ’s pilot project, launched on Jan 15, seeks to attract specifically working Singaporean holidaymakers and students. Nearly 80 per

about 6 hours ago
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Universal Studios Singapore Expects 4.5 Mil Visitors

Bernama.com, 16 Mar 2010SINGAPORE, March 16 (Bernama) -- Singapore's Universal Studios located within Resorts World Sentosa (RWS) on Sentosa Island is officially set to open to the public on Thursday.RWS's Communication Assistant Director Robin Goh told newsmen, during a pre-opening tour today, that 4.5 million visitors are expected to visit Universal Studios while the resort anticipares a

about 6 hours ago
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Worker health and well being central to new Singaporean plans

Thomson Online Benefits, 16 Mar 2010Health and wellbeing of workers in Singapore is central to new government plans to ensure that productivity and morale stay high in offices around the city state.A new grant of around £215 has been made available for organisations that promote healthy activities on behalf of their workers and it is believed that at least 50 businesses will qualify for the cash

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